Tuesday, June 21, 2011

Tara Reid Hot








Garnet - the birthstone for January

Garnet is a naturally occurring gemstone with vital power and energy, and lends vitality and strength. It aids in raising and directing the flow of kundalini energy and increases sensuality, as it is associated with the root chakra. Given as a gift, garnet symbolizes true and never-ending love and devotion. Garnet invokes and releases one’s creative ability and inner fire. The garnet is a symbol of friendship, love and devotion. It was believed throughout the ages that garnets bring luck in love and friendship and keep enemies away from their owners. It is found in Africa, Brazil, Canada, India, Madagascar, Pakistan, Sri Lanka, and the USA. The Garnet is the birthstone for zodiac sign of Capricorn.

Amethyst - the birthstone for February

Amethyst is a form of quartz. It is one of the best stones to use for meditation. It guides the awareness away from self-centered thought patterns as it lures the mind towards a deeper understanding. Because of its calming mental effect, amethyst is a stone that can be used for over-worked, over-stressed, or over-whelmed mental states offering protection to those who wear it. It is one of the best stones to use for tension or migraine headaches. It is good for people who tend to be easily angered or suffer from recurrent nightmares and brings a peaceful balance of mental and emotional energies. A good stone for insomnia and intuitive awareness. Amethyst is found in Africa, Australia, Russia, South America, Brazil, Uruguay. Amethyst is the birthstone for the zodiac sign of Aquarius.

Aquamarine - the birthstone for March

Aquamarine is a member of the Beryl family of stones. Meaning -"sea water," it's not hard to figure out that it derives this name due to its color being similar to that of the ocean. The color ranges from very light to medium light blue, frequently with a light touch of green. The most desired color is the deeper shade of blue. Aquamarine is very durable and well suited for jewellery. It is often considered to have a soothing influence on married couples and its power to help husbands and wives work out their differences, makes it a good anniversary gift. A dream of aquamarine means that you will meet new friends. Aquamarine is found in Brazil, Africa and in all other continents. Aquamarine is the birthstone for the zodiac sign of Pisces.

Diamond (Hira) - the birthstone for April

Diamond, often called the King of Gems, is a woman's most favourite accessory and a man's emblem of power. It signifies purity and innocence and has always been associated with strength and good luck. It gives calm sleep and takes away nightmares. It can help you achieve material wealth and prestige. It is considered to be the most powerful when combined with other gemstones. The first wearers of diamonds were the Princes of India seeking magical protection and to display their power and wealth. Early Egyptians believed that the vana amoris, a.k.a. the vein of love, ran directly from the heart to the third finger on the left hand, which is why women wear their diamond rings on their the third finger to this day. Diamonds are found in India, Brazil, Russia, Australia and South Africa. Diamond is the birthstone for the zodiac sign of Aries.

Emerald (Marakatam) - the birthstone for May

Emerald is a gemstone from the Beryl family of stones having a stunning green color symbolizing serenity, success in love, wealth, happiness and peace of mind. It is a precious jewellery gem that promotes creativity and perception and also acts as a natural tranquilizer when you are worried or your mind is troubled. It Improves the memory, helps insomnia, strengthens the immune system, helps with eyesight, restores youth, aids neurological diseases, and heals ear problems. Emeralds are found in Colombia and are occasionally obtained from Brazil and Zambia in yellow-green, grey-green and spinach green varieties. Emerald is the birthstone for the zodiac sign of Taurus.

Pearl (Mukta) - the birthstone for June

Pearl, often referred to as the "Queen of Gems," is a classic piece of jewellery. It is formed in shellfish as a reactant to an irritant such as a piece of sand. Cultured pearls are created by adding a piece of mussel or shell inside an oyster, which then creates a pearl as layers inside the shell grow over the alien substance. The prices of pearls vary widely as a result of luster, size, color, type and how they were cultured. Natural pearls are the most expensive, followed by cultured pearls with Fresh water pearls relatively less expensive. Pearls are said to help in self discovery and improve self-worth. Natural pearls are considered to be one of the nicest gifts you can give to your loved ones. It allows the wearer to see the love of the person who gave them the pearls. The Pearl is an emblem of modesty, chastity and purity, symbolizing love, success, and happiness and in many countries is used as a wedding gift. Pearls were once thought to be the tears of God. Natural Pearls have been harvested from the Red Sea, Gulf of Mannar, and the Persian Gulf. The coasts of Australia and Polynesia produce mostly cultured pearls whereas Fresh water pearls occur in many rivers in countries such as Austria, France, Scotland, Ireland, India and USA. The Pearl is the birthstone for the zodiac sign of Gemini.

Ruby (Manikya) - the birthstone for July

A Ruby, considered to be one of the most precious jewellery and perfect gemstones, is actually a Sapphire with trace amounts of chromium giving the Ruby its bright red color. It symbolizes the sun, freedom and power. It is well suited for all jewellery applications as it is an extremely hard and durable gemstone. Top quality Rubies are highly prized, and in larger sizes are frequently valued above all other gemstones, including Diamonds. It increases energy levels and will stimulate love if worn close to the heart. It protects sensitive natures, health and wealth, controls passion, stimulates blood circulation, gives calm sleep and takes away nightmares. In the ancient language of Sanskrit, the Ruby is called “Ratnaraj,” or king of precious jewellery stones. Rubies are found in Thailand, Sri Lanka, Tanzania, Burma and Cambodia. Ruby is the birthstone for the zodiac sign of Cancer.

Peridot - the birthstone for August

Peridot is a green gemstone that is as popular today as it was in the past. It is considered to have the power to drive away evil spirits and that power was even more intense when the stone is set in gold. They are receptive and promote protection, health, wealth and sleep. Peridot is worn or carried for general healing purposes. Its deep green hue suggests its use in wealth - attracting spells. Peridot is found in Burma, Pakistan, China and USA. Peridot is the birthstone for the zodiac sign of Leo.

Sapphire (Nilam) - the birthstone for September

Sapphire is the Gem of Destiny. It is extremely hard, durable and is considered very valuable. It will bring out the best within you and help make your dreams come true. It has always been associated with luck in romance and is said to bring peace and happiness. It relieves mental depression and stimulates motivation and goal orientation. This stone will help you with the heart and stomach, stimulating the pituitary glands, strengthening the eyes, reducing fever, and nose bleeds. Sapphires are found in Sri Lanka, Thailand, Cambodia, Burma, Vietnam, Madagascar and Africa. Sapphire is the birthstone for the zodiac sign of Virgo.

Opal - the birthstone for October

The Opal, Eve of the Gods, is a stone of hopes, love and romance and a stone to grant wishes and personal happiness positive actions and achievements. It is a mysterious gem, as each one appears different in its delicate beauty. It has always been one of the most popular and esteemed gems, known to absorb, carry and pass enormous amounts of energy. The Opal is not a particularly hard stone, so care must be taken to preserve the natural beauty of this gem. Beautiful Opals have featured in many of the Crown Jewels of Europe and they remain popular with heads of state and the rich and famous. Opal is found in Western USA, Mexico, Australia, North, Central and South America and Indonesia. The Opal is the birthstone for the zodiac sign of Libra.

Topaz - the birthstone for Nov

Topaz is a stone that can be readily available in a variety of colors, with the popular ones being white and blue. Being very hard, it is well suited for all jewellery applications. It controls anger, balances diseases of emotional origin, calms stress, restores physical energies and also enhances creative power. It will bring light and warmth into your life and protect against external stress. Topaz is available in Africa, Asia, Mexico, Russia, South America and USA. Topaz is the birthstone for the zodiac sign of Scorpio.

Zircon - the birthstone for December

Zircon is considered to be a very brilliant stone because of its high refractive index. It is also very hard and well suited for a wide range of jewellery uses. An important identification mark for all Zircons, (except the green) is a strong double refraction easily seen under the loupe at the facet edges. Blue and Green are the most desirable Zircons. Zircon is said to aid sleep, bring prosperity, and promote honor and wisdom for its owner. It can be used as an amulet for travelers. It brings the wearer financial success and protection from being struck by lightning. In the symbolic Kalpa Tree of the Hindu religion, Green Zircon represents the tree’s foliage. Zircon is found in Cambodia, Sri Lanka, Thailand, Myanmar and Australia and is one the birthstones for the zodiac sign of Capricorn, with the other one being Turquoise.

Tara Reid Hot








Garnet - the birthstone for January

Garnet is a naturally occurring gemstone with vital power and energy, and lends vitality and strength. It aids in raising and directing the flow of kundalini energy and increases sensuality, as it is associated with the root chakra. Given as a gift, garnet symbolizes true and never-ending love and devotion. Garnet invokes and releases one’s creative ability and inner fire. The garnet is a symbol of friendship, love and devotion. It was believed throughout the ages that garnets bring luck in love and friendship and keep enemies away from their owners. It is found in Africa, Brazil, Canada, India, Madagascar, Pakistan, Sri Lanka, and the USA. The Garnet is the birthstone for zodiac sign of Capricorn.

Amethyst - the birthstone for February

Amethyst is a form of quartz. It is one of the best stones to use for meditation. It guides the awareness away from self-centered thought patterns as it lures the mind towards a deeper understanding. Because of its calming mental effect, amethyst is a stone that can be used for over-worked, over-stressed, or over-whelmed mental states offering protection to those who wear it. It is one of the best stones to use for tension or migraine headaches. It is good for people who tend to be easily angered or suffer from recurrent nightmares and brings a peaceful balance of mental and emotional energies. A good stone for insomnia and intuitive awareness. Amethyst is found in Africa, Australia, Russia, South America, Brazil, Uruguay. Amethyst is the birthstone for the zodiac sign of Aquarius.

Aquamarine - the birthstone for March

Aquamarine is a member of the Beryl family of stones. Meaning -"sea water," it's not hard to figure out that it derives this name due to its color being similar to that of the ocean. The color ranges from very light to medium light blue, frequently with a light touch of green. The most desired color is the deeper shade of blue. Aquamarine is very durable and well suited for jewellery. It is often considered to have a soothing influence on married couples and its power to help husbands and wives work out their differences, makes it a good anniversary gift. A dream of aquamarine means that you will meet new friends. Aquamarine is found in Brazil, Africa and in all other continents. Aquamarine is the birthstone for the zodiac sign of Pisces.

Diamond (Hira) - the birthstone for April

Diamond, often called the King of Gems, is a woman's most favourite accessory and a man's emblem of power. It signifies purity and innocence and has always been associated with strength and good luck. It gives calm sleep and takes away nightmares. It can help you achieve material wealth and prestige. It is considered to be the most powerful when combined with other gemstones. The first wearers of diamonds were the Princes of India seeking magical protection and to display their power and wealth. Early Egyptians believed that the vana amoris, a.k.a. the vein of love, ran directly from the heart to the third finger on the left hand, which is why women wear their diamond rings on their the third finger to this day. Diamonds are found in India, Brazil, Russia, Australia and South Africa. Diamond is the birthstone for the zodiac sign of Aries.

Emerald (Marakatam) - the birthstone for May

Emerald is a gemstone from the Beryl family of stones having a stunning green color symbolizing serenity, success in love, wealth, happiness and peace of mind. It is a precious jewellery gem that promotes creativity and perception and also acts as a natural tranquilizer when you are worried or your mind is troubled. It Improves the memory, helps insomnia, strengthens the immune system, helps with eyesight, restores youth, aids neurological diseases, and heals ear problems. Emeralds are found in Colombia and are occasionally obtained from Brazil and Zambia in yellow-green, grey-green and spinach green varieties. Emerald is the birthstone for the zodiac sign of Taurus.

Pearl (Mukta) - the birthstone for June

Pearl, often referred to as the "Queen of Gems," is a classic piece of jewellery. It is formed in shellfish as a reactant to an irritant such as a piece of sand. Cultured pearls are created by adding a piece of mussel or shell inside an oyster, which then creates a pearl as layers inside the shell grow over the alien substance. The prices of pearls vary widely as a result of luster, size, color, type and how they were cultured. Natural pearls are the most expensive, followed by cultured pearls with Fresh water pearls relatively less expensive. Pearls are said to help in self discovery and improve self-worth. Natural pearls are considered to be one of the nicest gifts you can give to your loved ones. It allows the wearer to see the love of the person who gave them the pearls. The Pearl is an emblem of modesty, chastity and purity, symbolizing love, success, and happiness and in many countries is used as a wedding gift. Pearls were once thought to be the tears of God. Natural Pearls have been harvested from the Red Sea, Gulf of Mannar, and the Persian Gulf. The coasts of Australia and Polynesia produce mostly cultured pearls whereas Fresh water pearls occur in many rivers in countries such as Austria, France, Scotland, Ireland, India and USA. The Pearl is the birthstone for the zodiac sign of Gemini.

Ruby (Manikya) - the birthstone for July

A Ruby, considered to be one of the most precious jewellery and perfect gemstones, is actually a Sapphire with trace amounts of chromium giving the Ruby its bright red color. It symbolizes the sun, freedom and power. It is well suited for all jewellery applications as it is an extremely hard and durable gemstone. Top quality Rubies are highly prized, and in larger sizes are frequently valued above all other gemstones, including Diamonds. It increases energy levels and will stimulate love if worn close to the heart. It protects sensitive natures, health and wealth, controls passion, stimulates blood circulation, gives calm sleep and takes away nightmares. In the ancient language of Sanskrit, the Ruby is called “Ratnaraj,” or king of precious jewellery stones. Rubies are found in Thailand, Sri Lanka, Tanzania, Burma and Cambodia. Ruby is the birthstone for the zodiac sign of Cancer.

Peridot - the birthstone for August

Peridot is a green gemstone that is as popular today as it was in the past. It is considered to have the power to drive away evil spirits and that power was even more intense when the stone is set in gold. They are receptive and promote protection, health, wealth and sleep. Peridot is worn or carried for general healing purposes. Its deep green hue suggests its use in wealth - attracting spells. Peridot is found in Burma, Pakistan, China and USA. Peridot is the birthstone for the zodiac sign of Leo.

Sapphire (Nilam) - the birthstone for September

Sapphire is the Gem of Destiny. It is extremely hard, durable and is considered very valuable. It will bring out the best within you and help make your dreams come true. It has always been associated with luck in romance and is said to bring peace and happiness. It relieves mental depression and stimulates motivation and goal orientation. This stone will help you with the heart and stomach, stimulating the pituitary glands, strengthening the eyes, reducing fever, and nose bleeds. Sapphires are found in Sri Lanka, Thailand, Cambodia, Burma, Vietnam, Madagascar and Africa. Sapphire is the birthstone for the zodiac sign of Virgo.

Opal - the birthstone for October

The Opal, Eve of the Gods, is a stone of hopes, love and romance and a stone to grant wishes and personal happiness positive actions and achievements. It is a mysterious gem, as each one appears different in its delicate beauty. It has always been one of the most popular and esteemed gems, known to absorb, carry and pass enormous amounts of energy. The Opal is not a particularly hard stone, so care must be taken to preserve the natural beauty of this gem. Beautiful Opals have featured in many of the Crown Jewels of Europe and they remain popular with heads of state and the rich and famous. Opal is found in Western USA, Mexico, Australia, North, Central and South America and Indonesia. The Opal is the birthstone for the zodiac sign of Libra.

Topaz - the birthstone for Nov

Topaz is a stone that can be readily available in a variety of colors, with the popular ones being white and blue. Being very hard, it is well suited for all jewellery applications. It controls anger, balances diseases of emotional origin, calms stress, restores physical energies and also enhances creative power. It will bring light and warmth into your life and protect against external stress. Topaz is available in Africa, Asia, Mexico, Russia, South America and USA. Topaz is the birthstone for the zodiac sign of Scorpio.

Zircon - the birthstone for December

Zircon is considered to be a very brilliant stone because of its high refractive index. It is also very hard and well suited for a wide range of jewellery uses. An important identification mark for all Zircons, (except the green) is a strong double refraction easily seen under the loupe at the facet edges. Blue and Green are the most desirable Zircons. Zircon is said to aid sleep, bring prosperity, and promote honor and wisdom for its owner. It can be used as an amulet for travelers. It brings the wearer financial success and protection from being struck by lightning. In the symbolic Kalpa Tree of the Hindu religion, Green Zircon represents the tree’s foliage. Zircon is found in Cambodia, Sri Lanka, Thailand, Myanmar and Australia and is one the birthstones for the zodiac sign of Capricorn, with the other one being Turquoise.

Thursday, June 16, 2011

preetimehra







Virtual Credit Card | Benefits | VCC facility

Virtual Credit Card – Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.sssss
Ajay is a 30 years old guy who is working for a MNC company. Due to his busy schedule Ajay seldom gets time to go and personally pay his mobile bill and other utility bills. Therefore he prefers paying all his bills online with his credit card. Ajay has been doing this for the last few months and finds paying bills through his credit card hassle free. Ajay has recently started doing lot of online shopping for things like buying books, apparels, consumer goods. One day he got an email from an unauthentic website mentioning that he will get 70% discount for online shopping on their website. Ajay does not check the authenticity of the website and gets excited and clicks on the link in the email and is redirected to the website. Ajay selects the purchase items of his choice and enters his credit card details like card number, expiry date and CVV number. Ajay is eagerly waiting for the delivery of his products. Little that he knew that if was a fraud website. The products never arrived. But when the credit card statement arrived Ajay got a shock of his life. His credit card statement showed additional transactions of Rs. 30,000 which he had never done.
Now why did such a tragedy happen to Ajay? The reason is very simple, his credit card details were misused by a fraudster for his own benefit.
Like Ajay we all use our credit cards and debit cards in lot of online transactions and are vulnerable to our card details being exposed online. So is there any way that Ajay and we can avoid such risk?
The answer to the above question is YES. This can be avoided by the use of virtual credit card facility (VCC) offered by some banks.
What is a Virtual Credit Card?
Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.
Many banks like HDFC Bank, Axis Bank, ICICI Bank, Kotak Mahindra Bank and some other banks offer this facility to their credit card and debit card holders.
In this article we will discuss the VCC facility offered by HDFC Bank in detail. Lets us assume that Ajay is a credit card holder of HDFC Bank. Let us see how he can generate unlimited VCCs for making bill payments online.
He must log on to the homepage of HDFC Bank and select “NetSafe/ Verified by Visa / MasterCard SecureCode”. By selecting Netsafe option a pop up window will open where he can register his credit card with NetSafe. Registration is required only once at the time of generating the first VCC. For subsequent VCCs the user can login and start generating the VCC.
Once Ajay has registered he needs to login to his account. After login he will see the following screen giving the option to create a VCC. Ajay can create a VCC by entering the amount in the Limit and then select GO. This will generate a VCC which has a different card number, CVV and expiry date than the original card. These credentials can then be used to make online payment by Ajay. A VCC can be used for any online transaction on any website wherever the original card will be accepted. A VCC card will look as follows:
The above VCC can be used only one for a transaction not exceeding Rs. 1. Similar VCCs can be generated for different one time use amounts subject to the amount not exceeding the total unutilised limit of the card. Please note that in a VCC the 16 digit card number, CVV number and the expiry date are different from the original card number, original CVV number and the original expiry date on the card. So even if someone gets the details of your used VCC, still it will serve no purpose to that person as VCCs are valid only for one time use. Also VCCs are valid only for limited time of 1 day or 2 days or any other time specified by the card owner at the time of generating the VCC. If the VCC is not used within that time period then the VCC expires and the amount is added back to the balance of your original card.
Like Ajay you can use this virtual card number at any online merchant site and complete your shopping with security and ease. Also you may set a limit to the VCC for transacting online.
The VCC is not a normal credit card. Unlike credit card you will not be granted money on credit for online payments and neither can you put it in your pocket and walk for shopping as it is a virtual card. Infact it is very similar to a prepaid card where user needs to first generate the virtual card online and deposit fund into the card before it can be used for one time online purchase.
Another distinguishing feature of VCC is that it is issued anonymously (unlike credit/debit card which are usually issued in the name of individual account holder).
Key benefits
• Virtual credit card is for one time use only.
• VCC number should be normally used within 24 hour after generation of number.
• You can set your own limit for the VCC you generate subject to the unutilised limit on your actual credit card.
• You can use it on any merchant website that accepts Master Card / VISA payment cards.
• All purchases you make with VCC will appear on your statement, just like any other transaction.

preetimehra







Virtual Credit Card | Benefits | VCC facility

Virtual Credit Card – Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.sssss
Ajay is a 30 years old guy who is working for a MNC company. Due to his busy schedule Ajay seldom gets time to go and personally pay his mobile bill and other utility bills. Therefore he prefers paying all his bills online with his credit card. Ajay has been doing this for the last few months and finds paying bills through his credit card hassle free. Ajay has recently started doing lot of online shopping for things like buying books, apparels, consumer goods. One day he got an email from an unauthentic website mentioning that he will get 70% discount for online shopping on their website. Ajay does not check the authenticity of the website and gets excited and clicks on the link in the email and is redirected to the website. Ajay selects the purchase items of his choice and enters his credit card details like card number, expiry date and CVV number. Ajay is eagerly waiting for the delivery of his products. Little that he knew that if was a fraud website. The products never arrived. But when the credit card statement arrived Ajay got a shock of his life. His credit card statement showed additional transactions of Rs. 30,000 which he had never done.
Now why did such a tragedy happen to Ajay? The reason is very simple, his credit card details were misused by a fraudster for his own benefit.
Like Ajay we all use our credit cards and debit cards in lot of online transactions and are vulnerable to our card details being exposed online. So is there any way that Ajay and we can avoid such risk?
The answer to the above question is YES. This can be avoided by the use of virtual credit card facility (VCC) offered by some banks.
What is a Virtual Credit Card?
Virtual Credit Card (VCC) is a unique online payment solution with complete online security while shopping on the internet. It is one-time usable virtual credit/debit card with a preloaded amount and valid for a specified time period as required by the user. Virtual Credit Cards do not have a plastic existence and are created to be purely used online.
Many banks like HDFC Bank, Axis Bank, ICICI Bank, Kotak Mahindra Bank and some other banks offer this facility to their credit card and debit card holders.
In this article we will discuss the VCC facility offered by HDFC Bank in detail. Lets us assume that Ajay is a credit card holder of HDFC Bank. Let us see how he can generate unlimited VCCs for making bill payments online.
He must log on to the homepage of HDFC Bank and select “NetSafe/ Verified by Visa / MasterCard SecureCode”. By selecting Netsafe option a pop up window will open where he can register his credit card with NetSafe. Registration is required only once at the time of generating the first VCC. For subsequent VCCs the user can login and start generating the VCC.
Once Ajay has registered he needs to login to his account. After login he will see the following screen giving the option to create a VCC. Ajay can create a VCC by entering the amount in the Limit and then select GO. This will generate a VCC which has a different card number, CVV and expiry date than the original card. These credentials can then be used to make online payment by Ajay. A VCC can be used for any online transaction on any website wherever the original card will be accepted. A VCC card will look as follows:
The above VCC can be used only one for a transaction not exceeding Rs. 1. Similar VCCs can be generated for different one time use amounts subject to the amount not exceeding the total unutilised limit of the card. Please note that in a VCC the 16 digit card number, CVV number and the expiry date are different from the original card number, original CVV number and the original expiry date on the card. So even if someone gets the details of your used VCC, still it will serve no purpose to that person as VCCs are valid only for one time use. Also VCCs are valid only for limited time of 1 day or 2 days or any other time specified by the card owner at the time of generating the VCC. If the VCC is not used within that time period then the VCC expires and the amount is added back to the balance of your original card.
Like Ajay you can use this virtual card number at any online merchant site and complete your shopping with security and ease. Also you may set a limit to the VCC for transacting online.
The VCC is not a normal credit card. Unlike credit card you will not be granted money on credit for online payments and neither can you put it in your pocket and walk for shopping as it is a virtual card. Infact it is very similar to a prepaid card where user needs to first generate the virtual card online and deposit fund into the card before it can be used for one time online purchase.
Another distinguishing feature of VCC is that it is issued anonymously (unlike credit/debit card which are usually issued in the name of individual account holder).
Key benefits
• Virtual credit card is for one time use only.
• VCC number should be normally used within 24 hour after generation of number.
• You can set your own limit for the VCC you generate subject to the unutilised limit on your actual credit card.
• You can use it on any merchant website that accepts Master Card / VISA payment cards.
• All purchases you make with VCC will appear on your statement, just like any other transaction.

Ekta Khosla Hot








THE STORY OF CHOCOLATE

The story of chocolate, as far back as we know it, begins with the discovery of America. Until 1492, the Old World knew nothing at all about the delicious and stimulating flavor that was to become the favorite of millions. The Court of King Ferdinand and Queen Isabella got its first look at the principal ingredient of chocolate when Columbus returned in triumph from America and laid before the Spanish throne a treasure trove of many strange and wonderful things. Among these were a few dark brown beans that looked like almonds and seemed most unpromising. They were cocoa beans, today's source of all our chocolate and cocoa. The King and Queen never dreamed how important cocoa beans could be, and it remained for Hernando Cortez, the great Spanish explorer, to grasp the commercial possibilities of the New World offerings.

Ekta Khosla Hot








THE STORY OF CHOCOLATE

The story of chocolate, as far back as we know it, begins with the discovery of America. Until 1492, the Old World knew nothing at all about the delicious and stimulating flavor that was to become the favorite of millions. The Court of King Ferdinand and Queen Isabella got its first look at the principal ingredient of chocolate when Columbus returned in triumph from America and laid before the Spanish throne a treasure trove of many strange and wonderful things. Among these were a few dark brown beans that looked like almonds and seemed most unpromising. They were cocoa beans, today's source of all our chocolate and cocoa. The King and Queen never dreamed how important cocoa beans could be, and it remained for Hernando Cortez, the great Spanish explorer, to grasp the commercial possibilities of the New World offerings.

Deepalipurohit Hot







Daimonds In Avalible

For centuries diamonds have captured the hearts and minds of millions, including scientists. For most, the word diamond immediately relates to a brilliant gem, wealth, status and/or prosperity. For scientists, diamond is known as one of the strongest and most chemically inert material. The very word diamond is derived from the Greek word adamos, meaning the unconquerable. However, diamonds have been known to India even much before it derived this Greek nameThe story of diamonds transcends many cultures and eras and is about three billion years old, about two-thirds the age of earth. Hence, for some it is just a matter of pride to own an object as old as three billion years, and that which has seen the rise and fall of many civilizations and kingdoms!! However, the first gems of diamond were found in India as alluvial deposits only about 2800 years ago. When the first diamond stones were found, it was not particularly regarded for its brilliance. However, it was found to be extremely hard and impossible to break with known tools of that generation. It was also found to withstand attack of most chemicals, arising the curiosity and popular faith attributing these mysterical stones to manifestation of GOD with magical powers. The earliest known reference to diamond is in a Sanskrit manuscript, the Arthasastra (the lesson of profit) by Kautiliya, a minister to chandragupta of the mauryan dynasty in northern India, written about 2300 years ago [1]. Diamond has been referred to as Vajra or Indrayudha in sanskrit. Diamond's supreme hardness was recognized by Indians In a 6th century text on gems called ?Ratnapariksa? the hardness of diamond has been realized and quoted as "The gems and the metals that exist on earth are all scratched by the diamond: the diamond is not (scratched) by them. A noble substance scratches that which is noble and that which is not; the diamond scratches even the ruby. The diamond scratches all and is not scratched by any."
Posted by Hot World

Deepalipurohit Hot







Daimonds In Avalible

For centuries diamonds have captured the hearts and minds of millions, including scientists. For most, the word diamond immediately relates to a brilliant gem, wealth, status and/or prosperity. For scientists, diamond is known as one of the strongest and most chemically inert material. The very word diamond is derived from the Greek word adamos, meaning the unconquerable. However, diamonds have been known to India even much before it derived this Greek nameThe story of diamonds transcends many cultures and eras and is about three billion years old, about two-thirds the age of earth. Hence, for some it is just a matter of pride to own an object as old as three billion years, and that which has seen the rise and fall of many civilizations and kingdoms!! However, the first gems of diamond were found in India as alluvial deposits only about 2800 years ago. When the first diamond stones were found, it was not particularly regarded for its brilliance. However, it was found to be extremely hard and impossible to break with known tools of that generation. It was also found to withstand attack of most chemicals, arising the curiosity and popular faith attributing these mysterical stones to manifestation of GOD with magical powers. The earliest known reference to diamond is in a Sanskrit manuscript, the Arthasastra (the lesson of profit) by Kautiliya, a minister to chandragupta of the mauryan dynasty in northern India, written about 2300 years ago [1]. Diamond has been referred to as Vajra or Indrayudha in sanskrit. Diamond's supreme hardness was recognized by Indians In a 6th century text on gems called ?Ratnapariksa? the hardness of diamond has been realized and quoted as "The gems and the metals that exist on earth are all scratched by the diamond: the diamond is not (scratched) by them. A noble substance scratches that which is noble and that which is not; the diamond scratches even the ruby. The diamond scratches all and is not scratched by any."
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Daisy Bopanna Hot









History and evolution of body piercing jewelry

The Bible mentions that body piercing was popular amongst nomadic tribes approximately 2000 years ago. Whereas, at some places like Egypt only people from the royal family could get body piercing done. Various reasons have been associated with different cultures and different castes for getting body piercing. For example, it was a symbol for strength for roman warriors, who had a practical approach towards body piercing. Whereas body piercing jewelry was just a way of beauty enhancement in some other cultures.In the Medieval times, the art of body piercing was condemned by the masses and was banned by a few communities. But it regained popularity again. People started using body jewelry as a way of showing off their wealth and status by wearing a lot of jewelry and getting body piercings done. About a decade ago, body piercing jewelry was considered to be a symbol for rebellious and hip youth. In the recent times, relevance of body jewelry has changed a lot.Current Scenarios of body piercing and body piercing jewelryInterestingly, there are different societal and personal attitudes attached to modern day body piercing and body piercing jewelry in the current times. While ear piercings and nose piercings have been very popular since the ancient times in countries like India etc., The other forms of body piercings had different reasons for coming into being. Mostly, it became a way of enhancing beauty and adorning the body. It soon became a fashion statement amongst youngsters and people saw it as a form of self expression and body art. For some, it became a way of increasing sexual pleasures or for sexual stimulation. Gay men get body piercings done for identification. These days, there are a lot of stores available for body jewelry and body piercing jewelry and several celebrities sport them as well.

Daisy Bopanna Hot









History and evolution of body piercing jewelry

The Bible mentions that body piercing was popular amongst nomadic tribes approximately 2000 years ago. Whereas, at some places like Egypt only people from the royal family could get body piercing done. Various reasons have been associated with different cultures and different castes for getting body piercing. For example, it was a symbol for strength for roman warriors, who had a practical approach towards body piercing. Whereas body piercing jewelry was just a way of beauty enhancement in some other cultures.In the Medieval times, the art of body piercing was condemned by the masses and was banned by a few communities. But it regained popularity again. People started using body jewelry as a way of showing off their wealth and status by wearing a lot of jewelry and getting body piercings done. About a decade ago, body piercing jewelry was considered to be a symbol for rebellious and hip youth. In the recent times, relevance of body jewelry has changed a lot.Current Scenarios of body piercing and body piercing jewelryInterestingly, there are different societal and personal attitudes attached to modern day body piercing and body piercing jewelry in the current times. While ear piercings and nose piercings have been very popular since the ancient times in countries like India etc., The other forms of body piercings had different reasons for coming into being. Mostly, it became a way of enhancing beauty and adorning the body. It soon became a fashion statement amongst youngsters and people saw it as a form of self expression and body art. For some, it became a way of increasing sexual pleasures or for sexual stimulation. Gay men get body piercings done for identification. These days, there are a lot of stores available for body jewelry and body piercing jewelry and several celebrities sport them as well.

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What is HIV and AIDS?

HIV stands for Human Immunodeficiency Virus. HIV is a virus that takes over certain immune system cells to make many copies of itself. HIV causes slow but constant damage to the immune system.AIDS stands for Acquired Immune Deficiency Syndrome. AIDS is the condition diagnosed when there are a group of related symptoms that are caused by advanced HIV infection or when someone has less than 200 CD4 cells (immune cells). AIDS makes the body vulnerable to life-threatening illnesses called opportunistic infections.Normally, the human immune system is the body’s protection against bacteria, viruses, etc. It acts like a coat of armor. When HIV enters the body, it starts poking holes in the armor. Eventually, the armor becomes very weak and unable to protect the body. Once the armor is very weak or is gone, the person is said to have AIDS.An AIDS diagnosis is generally made when either the body's protective T-cells drop below a certain level, or the HIV-positive individual begins to experience opportunistic infections. An opportunistic infection is an infection that would not be life-threatening to an otherwise healthy person. Oftentimes, it's these infections that are the cause of illness or death in HIV-positive individuals -- not the virus itself. If people do not get any treatment for HIV disease, it takes an average of 8-10 years to progress from HIV to AIDS.

charmme Hot








What is HIV and AIDS?

HIV stands for Human Immunodeficiency Virus. HIV is a virus that takes over certain immune system cells to make many copies of itself. HIV causes slow but constant damage to the immune system.AIDS stands for Acquired Immune Deficiency Syndrome. AIDS is the condition diagnosed when there are a group of related symptoms that are caused by advanced HIV infection or when someone has less than 200 CD4 cells (immune cells). AIDS makes the body vulnerable to life-threatening illnesses called opportunistic infections.Normally, the human immune system is the body’s protection against bacteria, viruses, etc. It acts like a coat of armor. When HIV enters the body, it starts poking holes in the armor. Eventually, the armor becomes very weak and unable to protect the body. Once the armor is very weak or is gone, the person is said to have AIDS.An AIDS diagnosis is generally made when either the body's protective T-cells drop below a certain level, or the HIV-positive individual begins to experience opportunistic infections. An opportunistic infection is an infection that would not be life-threatening to an otherwise healthy person. Oftentimes, it's these infections that are the cause of illness or death in HIV-positive individuals -- not the virus itself. If people do not get any treatment for HIV disease, it takes an average of 8-10 years to progress from HIV to AIDS.

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